Financial Burden & Treatment Disruption for Medicare Patients

Affordability at Risk: Financial Burden and Treatment Disruption Among Chronically Ill Non-LIS Medicare Beneficiaries

A 2025 national survey of Medicare beneficiaries served by the Patient Advocate Foundation highlights ongoing affordability challenges, as many older adults on fixed incomes face high out-of-pocket costs that threaten treatment adherence and well-being. While recent policy reforms, such as the IRA’s $2,000 cap on Part D spending, offer potential relief, gaps in implementation and coverage underscore the need for stronger financial navigation, simplified plan design, and patient-centered support.

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